This clause helps avoid the sometimes time-consuming problems that occur if you and your spouse die together in an accident. Your spouse's will should contain an identical clause; even though it seems contradictory to have two wills each directing that the other spouse died first, since each will is probated by itself, this allows the estate plan set up in each will to go forward as you planned. The second sentence exists to prevent the awkward legal complications that can ensue if someone dies between the time you die and the time the estate is divided up. Instead of passing through two probate processes, your gift to a beneficiary who dies shortly after you do would go to whomever you would have wanted it to go had the intended beneficiary died before you did. Most such gifts go into the residuary estate.
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You might be aware that an annotated bibliography is generally used to keep an account of all the books along with their concise description. This helps the readers to understand the real essence of a book and what it can offer. However, creating an annotated bibliography is no child’s play. It requires a lot of research into each book, its author etc. This when coupled with the task of documenting can be quite tedious. Though the research work cannot be foregone, using an annotated bibliography template can definitely help in reducing some of the work load. It is designed keeping in mind the precise reason and leaves you with the task of entering the information. You can also see Biography Templates